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A & N Mortgage Services, Inc.'s mission is to provide you with high quality programs tailored to fit your unique situation at some of the most competitive rates in the nation. Our professionals are accessible around the clock, and strive to obtain the best mortgage and real estate options, no matter the situation.

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Showing posts with label property tax. Show all posts
Showing posts with label property tax. Show all posts

Tuesday

Cook County Tax Bill Update

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Cook County Tax Bill Update
Cook County property tax bills coming in July
For the first time in decades the second installment of Cook County property taxes are to hit homeowner's mailboxes in July. Meaning, payment will be due August 1st compared to November 1st.

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Property Taxes: Homeowner's FAQ
Who pays this?
  The tax bill is either paid by your lender or if you do not escrow you must send in the payment direct to the Cook County Treasurer's Office or you can check on their website which local banks accept payments.  
How to check?  Cook County has set up a website where you can check online if your tax bill has been paid and if you are receiving your homeowner exemption.  You can also confirm your mailing address and ensure the correct name is on your tax bill. Where to check? www.cookcountytreasurer.com The top right hand corner has a section to click for "payments," you can check the status of your payment and also make sure you have your home owner's exemption.  You will be required to give your PIN # which is on your tax bill.

What if I'm missing info? If you do not have the information you need please feel free to contact
your A and N Mortgage Consultant at any time.
773.305.LOAN (5626) or www.AandNmortgage.com

Monday

Does a Property Need to have Appliances?


Credit: Michelle Meiklejohn
Habitable Condition:  Property must be in a condition that is immediately habitable and must contain:

• At least one fully functional bathroom (i.e., shower/tub, toilet, and hand sink).

• Other bathroom(s), if not functional, must be escrowed for repair.

• A fully functional kitchen with appropriate appliances (i.e., sink, cabinets, utilities to support a stove and refrigerator).

• Stove and refrigerator do not need to be present if they are not a built-in, as non-built in appliances are considered personal property. Comparables without appliances are not required.

• If stove and oven are built-in, they must be functional, or the space must be reconfigured to allow for appliance.
 
• Utilities (gas and/or electricity) and plumbing must be functional. If not available for testing, due to "winterization"

Tax Bill Time

Tax Bill
Cook County has recently released the tax bills.  CHECK THIS BILL TO MAKE CERTAIN THAT YOU ARE RECEIVING YOUR HOMEOWNER EXEMPTION.   This simple step can save you anywhere from $500 to $1,000 a year.

Who pays this? The tax bill is either paid by your lender or if you do not escrow you must send in the payment direct to the Cook County Treasurer's Office or you can check on their website which local banks accept payments.   
How to check? Cook County has set up a website where you can check online if your tax bill has been paid and if you are receiving your homeowner exemption.  
You can also confirm your mailing address and ensure the correct name is on your tax bill. 
Where to check? www.cookcountytreasurer.com
The top right hand corner has a section to click for "payments," you can check the status of your payment and also make sure you have your home owner's exemption.  You will be required to give your PIN # which is on your tax bill. 

What if I'm missing info?  If you do not have the information you need please feel free to contact your A and N Mortgage Consultant at any time.