IL License

A & N Mortgage Services, Inc.'s mission is to provide you with high quality programs tailored to fit your unique situation at some of the most competitive rates in the nation. Our professionals are accessible around the clock, and strive to obtain the best mortgage and real estate options, no matter the situation.

Illinois Residential Mortgage Licensee #MB.0006638 FL#MLD288 IN#11122 IA#2006-0064 MA#MC19291 MI#FL0012625 WI #19291BA NMLS# 19291

Tuesday

Three Reasons to Refinance

To move from an adjustable-rate mortgage to a fixed-rate loan
Sometimes you have to settle for an adjustable-rate to get a lower interest rate when you really need it. Now that you have been making your monthly payments on a regular basis and interest rates are low, this might be the perfect time to lock yourself into a low fixed-rate mortgage. 

To shorten the term of your loan
If you bought your home under a 30-year mortgage to save money on your monthly payments, you might find that the lower interest rates we are experiencing right now might make a 15-year mortgage out to be only a bit more expensive, or even less expensive, than what you are currently paying. 

To take advantage of less expensive mortgage insurance
In early 2015, the Federal Housing Administration announced that it would reduce the mortgage insurance premium rate charged for FHA-backed loans from 1.35 percent to 0.85 percent. Some estimates say that can mean a savings of as much as $900 a year for anyone refinancing a house. The FHA made this decision to spur home buying, but it works out in your favor too, if you refinance. Even better, if you have enough equity in your home, you might be able to refinance from an FHA loan to a conventional mortgage and remove those mortgage insurance payments altogether! 
Stay connected. Stay educated. Stay saving with A and N Mortgage. 

28 comments:


  1. [www.omj.ca] are a great financial source to realise your dreams and take you to the heights of success without anyone’s help.See more: www.omj.ca home financing

    ReplyDelete
  2. Do you need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Contact Us At :majidvijahlending@gmail.com

    LOAN SERVICES AVAILABLE INCLUDE:
    ================================
    *Commercial Loans.
    *Personal Loans.
    *Business Loans.
    *Investments Loans.
    *Development Loans.
    *Acquisition Loans .
    *Construction loans.
    *Business Loans And many More:

    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :majidvijahlending@gmail.com

    ReplyDelete
  3. Perfect article!! Especially for the borrowers who want to refinance their mortgage.

    ReplyDelete
    Replies
    1. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
      Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on {Jonesloanfinance@yahoo.com} or Text +1(307) 241-3712

      Delete
  4. Perfect post and provided useful information. Here I recommend to everyone when you look for easy mortgage loan with lenient qualification and credit requirements, there is nothing better than FHA. We offer competitive and affordable FHA Loans in the easy and convenient way. FHA Loan Boise is a one-stop solution for all types of FHA Loan and FHA Streamline Loan needs of every client.

    ReplyDelete
  5. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. to the next. cheers Cheap Commercial auto insurance in Houston

    ReplyDelete
  6. A considerable amount of families re-finance their home loans with the dropping loan rates, for a regular percentage, in the three years. click here

    ReplyDelete
  7. Hello Everybody,
    My name is Mrs.Irene Query. I live in Philippines and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $150,000.00 to start my life all over as i am a single mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of$150,000.00 US. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Irene Query, that refer you to him.contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :urgentloan22@gmail.com

    ReplyDelete

  8. Thank you for the info. It sounds pretty user friendly. I guess I’ll pick one up for fun. thank u.

    Home Renovations Chennai

    ReplyDelete
  9. If you're considering refinancing your mortgage, you are likely eager to find the lowest possible mortgage refinance rates. There are many benefits associated with refinancing, including:
    --> Refinancing your mortgage can lower your monthly repayment
    --> The total interest paid on your mortgage could be reduced
    --> You can pay your mortgage off faster
    --> Refinancing lets you unlock the equity in your home
    --> Consolidate your debts

    Visit Mortgage Brokerage Firm

    ReplyDelete
  10. Great blog read with tips about Three Reasons to Refinance..

    Case Study Assignment Help

    ReplyDelete
  11. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

    ReplyDelete
  12. Nice idea, i will try the same for my web site. thanks.
    Mortgage Services

    ReplyDelete
  13. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on {Jonesloanfinance@yahoo.com} or Text +1(307) 241-3712

    ReplyDelete
  14. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on {Jonesloanfinance@yahoo.com} or Text +1(307) 241-3712

    ReplyDelete
  15. great post i appreciate you get free mortgage quote in Florida thank you for visiting

    ReplyDelete

  16. I have read your blog its very attractive and impressive. I like it your blog.


    Home Renovations Chennai

    ReplyDelete
  17. Loans in Reno NV Really good advice!!! Thank you for the valuable information on home loans.

    ReplyDelete
  18. Permit me to introduce you to LE-MERIDIAN FUNDING SERVICES. We are directly into pure loan and project(s) financing in terms of investment. We provide financing solutions to private/companies seeking access to funds in the capital markets i.e. oil and gas, real estate, renewable energy, Pharmaceuticals, Health Care, transportation, construction, hotels and etc. We can finance up to the amount of $900,000,000.000 (Nine Hundred Million Dollars) in any region of the world as long as our 1.9% ROI can be guaranteed on the projects.
    Le-Meridian Funding Service.
    (60 Piccadilly, Mayfair, London W1J 0BH, UK) Email Contact Info...lfdsloans@lemeridianfds.com

    ReplyDelete
  19. Mortgage Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies.

    ReplyDelete
  20. Nice blog about mortgage refinance. Appreciated!
    Please write more on this, keep it up!

    ReplyDelete
  21. This comment has been removed by the author.

    ReplyDelete
  22. I very much appreciate your efforts to clarify the main reasons for doing mortgage refinancing. I consulted Amandeep Duggal Mortgage Broker for free. He advised me on the refinancing of mortgages. If you want a free consultation, visit this link Amandeep Duggal Mortgage Broker.

    ReplyDelete
  23. As stated by Stanford Medical, It's really the one and ONLY reason women in this country live 10 years more and weigh 19 KG lighter than us.

    (And really, it has totally NOTHING to do with genetics or some hard exercise and EVERYTHING to around "how" they eat.)

    BTW, I said "HOW", not "what"...

    CLICK this link to discover if this quick questionnaire can help you find out your true weight loss possibilities

    ReplyDelete
  24. I appreciate your post for mortgage lending plan. It is necessary to research on the mortgage lender's profile. Sometimes it is difficult to find the right offer for your financial situation, but an expert broker can help you get the best plan by evaluating the interest rate. There is a professional by the name of Amandeep Duggal Mortgage Broker, who helped me to compare different mortgage plan.

    ReplyDelete
  25. I am very glad to see such an informative blog on Mortgage Refinancing . It is quite a difficult task to compare different mortgage refinancing plans,but I took a similar consultation from a mortgage broker by the name of Aman Duggal Mortgage Broker . He guided me to compare the best mortgage offer for my financial need. You should check it out too.

    ReplyDelete